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Every investing guide, step by step — search and filter by topic. Every number sourced.

8 guides

Fees & Costs

Expense Ratio: How Fees Eat Your Returns

What is an expense ratio and how does it eat returns? Learn what is good at 0.03%, what 1% costs over 30 years, and how to keep more — every figure sourced.

Retirement Accounts

401(k) Vesting: What You Keep

How does 401k vesting work if I leave my job? Your own money is always yours; the employer match may not be. Cliff vs graded schedules, explained simply.

Retirement Accounts

401(k) or Brokerage: Max Out First?

Should I max out my 401k or invest in a brokerage account? The priority math: match first, then Roth, then 401(k) vs taxable, with 2026 numbers sourced.

Retirement Accounts

Your 401(k) When You Change Jobs

What happens to my 401k when I change jobs? Your 4 options: leave it, roll it over, cash out, or transfer — with the rollover deadlines and tax traps of each.

Retirement Accounts

Target Date Funds: Are They Right for You?

What is a target date fund and is it right for me? One fund that rebalances itself as you age — the 2026 fees, the glide path, and when to DIY. Sourced.

Index Investing Basics

How Much Should I Save for Retirement?

How much should I save for retirement? The 15% rule and the 4% rule, plus a free calculator that turns the math into your own monthly number. Sourced.

Index Investing Basics

Invest Your First $1,000 in Index Funds

How to invest my first 1000 in index funds: the step-by-step plan, with the real numbers on fees, returns, and what to expect. Every figure is sourced.

Retirement Accounts

How to Open a Roth IRA Step by Step

How to open a Roth IRA step by step: pick a brokerage, fund it, choose low-cost investments, and understand the 2026 limits and income rules. Sourced.