Compound Lane · Retirement Goal
What do you need to save each month?
Work backward from a target. Enter the goal, current savings, expected return, and years — the calculator solves for the monthly amount and splits it into contributions vs growth.
$—
per month to reach your goal
Where the goal comes from
Starting savings$—
Total contributions (you)$—
Growth$—
Goal$—
Here's why
—
PMT solved from FV = P(1+i)n + PMT·((1+i)n−1)/i, monthly compounding. Source & verification date →
Your next step
—
—
—
Where this fits
Assumptions & methodology
Same monthly-compounding formula as Compound Interest, solved for PMT. Constant return, nominal dollars, end-of-month contributions. Projections are scenarios, not guarantees.
Check that plan against your current rate: Am I Saving Enough?
Education, not advice: This tool is for education only and is not personalized financial advice. It assumes a constant rate of return, which does not happen in real markets. Investing involves risk, including loss of principal. Past performance does not guarantee future results.